The clearest difference between Spendesk and Divvy is a big one: Divvy credit cards are actual credit cards, which require a soft credit check and a review of your FICO score.
On the other hand, Spendesk is a financial management platform that sits between your bank and your accounting software tools. To use Spendesk, you’ll transfer money from your bank account to your Spendesk account via ACH, credit card, or wire transfer.
However, all Spendesk corporate cards are linked to that prepaid account. We don’t run credit checks when new cards are generated. We also don’t require a personal guarantee for any kind of funding or impact credit scores in any way for individual cardholders.
If you don’t need a line of credit and you want to control all aspects of employee spend, Spendesk is one of the best alternatives to Divvy on the market today.
Get pricing details and learn more by contacting a Spendesk expert today.