A company debit card in everyone's pocket
No more card sharing, no more surprises. Give every employee their own employee spending card — physical VISA, with spending limits, category controls and real-time tracking included.
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Monitor budgets
Company cards with adjustable, pre-defined budgets. Managers can top up cards on request.
Customise control
Equip your employees with cards with built-in rules and spending policies. The rules apply automatically — no manual oversight needed.
Boost efficiency
Let employees pay in-store, online or via Apple Pay and Google Pay — all from one card, tracked automatically.
Track in real time
See every transaction the moment it happens. No waiting for statements, no end-of-month surprises.
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From request to receipt in a few taps
Manager assigns a physical card with a monthly budget and spending rules
Employee receives their card within 5 working days
Employee uses the card in-store, online, or via Apple Pay/Google Pay
After payments, employee gets a push notification and snaps a photo of the receipt immediately
Finance sees the transaction in real time
Employee requests a top-up when they need more budget — custom approval flows route it to the right person instantly
One card per person, with every purchase in one place
Say goodbye to card sharing
Employees no longer have to borrow a shared card or pay out of pocket. Each physical card belongs to one person, pre-loaded with their budget. They can use it in-store, online or tap to pay with Apple Pay and Google Pay.
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Rules built in from day one
Set spending limits, restrict categories, block ATM withdrawals during setup. The card enforces these policies automatically after that, so you don't have to. Rules can be adjusted as often as needed.
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See every purchase the moment it happens
No more waiting for statements. Every transaction appears in your dashboard in real time, with all the information you need. Spot anything unusual before it becomes a problem.
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Need more budget? Done in seconds
When an employee needs a top-up, they request it from their phone or desktop. You approve in one tap and the money loads onto their card instantly.
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AI that handles receipts so your team doesn't have to
After every physical card purchase, employees get an instant push notification to snap their receipt. The app reads it automatically and fills in the key details in seconds — more than 95% of receipts are submitted within two days
AI learns from your company's card spending patterns and past transactions. Once a receipt is uploaded, the app immediately suggests the correct budget category. The more it's used, the smarter it gets.
Duplicate or incomplete receipts are flagged automatically, so nothing slips through at month-end — even across a large team of cardholders
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Every transaction, visible the moment it happens
Find the information you need instantly. Every physical card transaction appears in your dashboard the moment it happens.
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Your whole team's card spend on one screen
See every physical card's budget, remaining balance, and last transaction in one place. Whether you need to check on a specific employee or track a project budget, the information is there the moment you need it.
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4.7k
Debit cards generated in 2025
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Shared company cards. Every card belongs to one person.
95%
Receipt collection rate (vs. industry average of 60-70%)
Unlimited
Physical cards included, no extra charge per card or per user
Trusted by finance teams who move fast and don’t break things
100% adoption, in under 30 days
Read the full story"I can’t imagine how our business would operate without Spendesk. We couldn’t ask for a better spend management system."
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12x transaction volume
Read the full story“ Spendesk gives us the agility we need to manage spend and accounting at scale. Today I couldn't imagine working without it.”
Seamless integrations
Read the full story“ The friction-free NetSuite integration was one of the deciding factors for us.”
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+3 days per month gained
Read the full story“ How Evaneos gains 3 days per month with automated reconciliation.”
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What you can do with Spendesk in 90 days
Real-time control on spend, secure payment methods, clever automations, and more — making accounting a breeze.
Onboarding complete. AI begins reading documents and building your secure transaction history. Set up budgets and integrations at this stage
Bookkeeping suggestions begin appearing as confidence builds. Approval workflows configured and live.
Duplicate detection and anomaly flagging fully active. Team in review mode, not data-entry mode.
Month-end close faster than before. Data exported, books closed. Your team has time back.
What you can do with Spendesk in 90 days
Real-time control on spend, secure payment methods, clever automations, and more — making accounting a breeze.
Onboarding complete. AI begins reading documents and building your secure transaction history. Set up budgets and integrations at this stage
Bookkeeping suggestions begin appearing as confidence builds. Approval workflows configured and live.
Duplicate detection and anomaly flagging fully active. Team in review mode, not data-entry mode.
Month-end close faster than before. Data exported, books closed. Your team has time back.
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